The Complete Personal Finance Book should be on every high school and college graduate’s gift list. If every graduate–or at least most–read this title, we would no longer hear news reports of massive credit problems, home loan foreclosures, and the “savings crisis.” However, don’t short-change yourself if you’re not a recent graduate. This book has invaluable lessons on when and how to plan for retirement, and invest in stocks and bonds. Not sure how much life, disability or car insurance you need? This handbook spells it all out!
Truly – if you are serious about achieving financial success – no matter your age or credit status, this book can help you achieve your goals. As a reader who has never fully understood how stocks and bonds work, or how to ladder a CD, I can honestly say I can talk with confidence about these topics.
In addition to the straight talk on how to save money and reduce fees, I particularly benefitted from the “Now You Know” summaries at the end of each chapter. The Appendices include a wealth of useful information ranging from sample budget and insurance forms, retirement worksheets, real estate contracts and a section on selecting a financial advisor. The money you save by reading these sections will more than pay for the book! In short, no one should open an account or incur any debt before reading this book!
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